Bluetooth offers great wireless convenience for your smartphone, allowing you to connect to your headphones, car stereo, wireless speaker, and other devices without dealing with a tangleof cords and wires. However, most of us aren’t careful enough when it comes to Bluetooth security.   As a general rule, you should turn Bluetooth off on your…

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Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what should you negotiate when buying a home?   Closing costs. Your closing costs are…

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